Chapter 101 Insurance

On the ceiling, two corpses with strange expressions on their faces were suspended above, and what was attached to them was a lengthy rope.

The sling on the rope was split, connecting to two nooses.

The man and woman were there, side by side, their necks being strapped deadly tight as they extended their stench-filled, purplish-blue tongues out.

“Knock knock knock…”

“Knock knock knock…”

Bai Yan closed the closet behind him, but the toes of the two corpses continued to sway, kicking the closet once in a while and creating a dull rattling sound.

Bai Yan raised his head to look at the corpses. Just yesterday, these two cadavers were still his guardians, his nominal father and mother.

Now, their expressions were rather terrifying, their ashen faces packed with a deranged smirk.

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It was Bai Yan’s first time seeing this, but he knew what eeriness was.

Occasionally, odd bouts of understanding would inevitably pop into his head. Bai Yan didn’t know why this happened. A flash of doubt appeared before his eyes, but his focus was still on the guarantee slip.

Due to the person’s height, he had to climb up a chair and painstakingly stood on his tiptoes, promptly raising his little body by just a little bit.

Yet, after he had already used his available options to their greatest extent, the position of the heads from the high ceiling was still far beyond his reach.

So, he could only raise his head and squint at the contents of the insurance policy, slowly making out the handwriting on them——

This was survival insurance.

Survival insurance meant that the person who purchased the insurance has to live until the stipulated time on the insurance policy before being able to receive insurance money.

If the person who bought the insurance died midway, then he would not be able to collect the insurance premium he paid, and the promised insurance money from the company would have had nothing to do with him. Who didn’t let him live up until the agreed age?

Liu Tian and Bai Tianzhe, both purchased survival insurance and paid huge premiums for this insurance policy.

The time agreed upon between them and the insurance company to receive the payout was 99 years and 100 years, respectively.

They needed to live at least until the age of 99 before being able to claim the payout.

But, these two were already around their thirties.

A hundred years old… Normal people wouldn’t be able to live that long.

Moreover, they were already dead, so the insurance company was even happier about this situation, not having to give a single cent.

Ordinary people naturally wouldn’t purchase such a strange insurance policy.

But before facing death’s door, who knew what they were thinking?

He raised his head for a long time, causing Bai Yan’s neck to become a bit tart.

As a result, he moved his eyes away from the backs of the corpses’ heads, turning his head to the side and intending to rest his neck.

His line of sight carelessly passed over the window, and the chair he was standing on became a bit unstable——

A man with a pitch-black suit had his face pressed against the window, his face hanging up a sinister grin as he stared at him from the other side.

“…” Who are you?

Bai Yan didn’t ask this question.

This was the seventh floor.

There was no place to stand outside. If a person was standing outside the window, then he was definitely a ghost!

Bai Yan didn’t know when he began standing outside, but he was sure that he must have been there for a long time. Yet, he vaguely understood something, that he might not be able to escape.

He might die!

Realizing this, Bai Yan couldn’t help but raise his head to look at the corpses from the side.

The longer after their deaths, the more terrifying the couple’s expressions became.

Bai Yan felt fear shake him to his core, but thinking that his dead body would also be hung from the ceiling after he died, he unexpectedly couldn’t help but feel excited, his heart bringing up faint expectations.

He stared at the suit-wearing ghost outside the window. Dying by his hands, it was probably the same way how the recently deceased couple died, right?

Recalling the miserable, blood-curdling screams of the two yesterday night, Bai Yan slightly lowered his eyes, and his delicate fingers dropped at the back of the chair as if he was completely giving up, giving off a look that he was about to be slaughtered.

He closed his eyes. This person would soon enter the room.

Then, he would be able to be the same as his dead parents, being able to experience the suffering and despair when facing death.

‘It felt quite pleasant.

Yes, this taste was not bad, but you still don’t want to die right now…

When you die, you won’t be able to…

Won’t be able to what?’

Bai Yan opened his eyes, and his pale grey eyes were filled with bewilderment.

He felt as though he had forgotten something important, that he simply couldn’t die without accomplishing this.

If he died like this, he would surely feel extreme regret.

Just what exactly did he forget?

Bai Yan felt that if he couldn’t remember this matter, then it must not be that important. Otherwise, he wouldn’t have forgotten this easily.

However, the remaining emotion he felt in his heart drove him, making him unwilling to die right at this moment.

Never mind, he would still reluctantly struggle.

If he died even after struggling, then it couldn’t be helped.

So, Bai Yan raised his gaze towards the window, facing the man outside and softly saying, “Who are you?”

Hearing Bai Yan’s voice, the man outside the window smiled widely.

He pushed open the window, actually climbing in through it.

His left hand held a stack of insurance slips, the pieces of paper shaking and making ‘hua hua’ sounds.

The man in the suit fished out a pen from his bag, holding a pen with the papers with an insincere smile, saying, “Hello, I am from the Happy Insurance Company, and the people who purchased our company’s insurance all achieved happiness.”

Bai Yan looked at the couple hanging from the ceiling, they had their reservations about this.

Bai Yan didn’t say a word, but the well-dressed man also paid no heed to this, acting as though nobody else was around, and continued to say, “I see that you are still young and could still live a long life. With that, you should buy the 200 years package. After 200 years, our company will give you the money without lacking a single cent.”

“…”

Bai Yan looked at the contract being handed over by the man in the suit, not receiving the pen and paper.

As the man’s grin reached his ears, Bai Yan said in a small voice, “I don’t have money.”

“What do you mean?”

The man in the suit lost his smile, and his face turned exceptionally gloomy, but in a blink of an eye, the corners of his mouth drew back, using a miserable tone as he said, “You mean that you don’t plan on buying insurance?”

“I don’t have money.” Bai Yan repeated the truth one more time.

The man in a suit’s expression became gloomier, so much so that he even began to look angry.

It went without saying that Bai Yan’s struggle was only half-heartedly done, and he didn’t have much expectations of escaping.

Just when he thought he talked himself into his demise and he could feel relieved as he waited for death, his eyes suddenly hurt, and his grey pupils transformed blood red. A scarlet liquid, full of the scent of rust, fell from his eyes, and two snaking streams of blood streaked across his face, flowing down to his jaw and neck.

Bai Yan blinked from the stabbing pain in his eyes. He then used his fingers and smeared the blood on his cheeks, seemingly confused from the red color on his fingertips.

Because there was still a ghost inside the room, Bai Yan wasn’t that confused as to why his tears suddenly turned red.

He stared at the well-dressed man, wanting to see what he would do next.

He didn’t agree on getting insurance, so will the man in the suit scoop his neck with a rope and hang him in the ceiling?

Bai Yan tried his best to ignore the reluctance in his heart and merely looked at the man with eyes of expectation.

However, what made him a bit sad was, while he was staring at him and waiting for his move, the man unexpectedly didn’t make a sound.

He seemed to have forgotten that there was a person called Bai Yan.

The man in the suit just stood inside the room for a while, as though he had forgotten his purpose for crawling into the room.

He looked around the room for a bit before finally landing his gaze on the two corpses.

The man in the suit paused for a second and took out a seal from his breast pocket. He tore open Bai Tianzhe’s stomach, dampening the seal with the body’s blood. Then, he stamped Bai Tianzhe and Liu Yan’s faces.

After doing this, he put the seal away.

Then, the man in the suit carried the insurance policies in one hand, while his other held a damaged phone, leaving through the main door.

During this entire process, he completely ignored Bai Yan, moving as if there was no one else inside the room.

“…”

Intermittent blindness?

Was the ghost’s eyesight not good?

An idea flashed through Bai Yan’s head, but he didn’t have enough time to think about it, and soon, vertigo suddenly overwhelmed his senses.

At the same time, the blood tears snaking down his cheeks finally stopped, and the brilliant red color of his pupils also slowly subsided, resuming their normal grey color. Only a touch of scarlet remained etched in the depths of his eyes.

Darkness covered Bai Yan’s eyes, and just when he was about to faint, he faintly heard footsteps from the corridor.

On the stairs, the voice of the man in the suit seemed to drift farther and farther away.

Bai Yan’s last impression was that the man in the suit went down the stairs while making a phone call.

In the hallway at night, the man dialing a phone number echoed——

“Hello sir, I am from Happy Insurance Company…”

…

When Bai Yan woke up once again, the sky’s color through the window was incredibly gloomy.

Unwittingly, he lost consciousness for an entire evening.

Looking out the window at night, there was finally no face plastered outside the glass, nor was there a person standing outside.

Bai Yan climbed up the chair, dizzily peeping around his surroundings.

On the ceiling, Bai Tianzhe’s and Liu Yan’s corpses began to rot, creating an unbearable stench.

At the main entrance of their condo unit, the security door had fallen on the ground, and the entrance to their house was wide open. He didn’t know why the neighbors hadn’t called the police and just let the stench of the rotting corpses run out of the house and spread to the hallway.

Without eating for three days, Bai Yan felt that he’d starve to death if he continued to not eat anything.

He licked his dry and rough lips, opening the refrigerator and grabbing an apple to eat.

Once the apple was eaten, Bai Yan threw the apple core away, still sitting on the chair and staying with the two bodies, without any intention of leaving.

He hasn’t figured out what he was going to do now and just looked up from time to time at the dead bodies with a miserable face, but soon, he didn’t need to think about it.

A clamoring voice came through from the hallway——

“Hey, fifth floor, sixth floor… the next floor, is the unfortunate family, right? Running up to the seventh floor could make a person die from exhaustion.”

“Old Zhang, your body is really unfit, can’t you go up to the seventh floor? In a bit, we have to carry the corpses from the seventh floor, so you should rest up first and not collapse from exhaustion halfway down when carrying the bodies.”

“I heard that the hapless ghost targeted the couple. We don’t know how they died, could they have offended the ghost while at home?”

These deep voices gradually got closer. Bai Yan looked at the entrance and saw two men carrying body bags walk through the door, listening to their conversation about collecting the bodies.

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T/N: Woah! It’s chapter 101!! It’s been a while since I first started translating Hell App, I’m so thankful for the support you guys are giving me!

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